Banks and merchants utilise our integrated payment platform to deliver digital services to their consumers

Sell airtime and data on any mobile channel

    • .Core is our Cloud Based Platform that enables banks to distribute digital products and accept payment via direct debit through any of the banks electronic channels.
    • Get ahead by processing high volume transactions using a single Application Programming Interface (API) based on global banking connectivity standards
    • The payd.Core platform comes standard with embedded fraud and risk management capabilities to reduce risk overheads on your business


    • Our API allows you to easily provide access to prepaid airtime, data and bill payments from any of your current or future channels
    • Leverage payd’s relationship with global messaging partners
    • Easily provide your customers with information; with payd’s services your customers can get access to their most recent digital transaction history across all available channels



Customer Support

Our customer service team is available
24 hours a day and 7 days a week.

Fraud Management

Device authentication, payment velocity limits and extention of the banks customer account validation capabilites on all consumer channels

Omni Channel

Easily activate digital sales through any of your channels

Rapid Product Scaling

Airtime, Data, Prepaid Electricity, cable TV are a few of the digital products that we offer


Relevant insight into your consumer’s activity on
your channels through standard reports

Single API

Simple, easy to integrate API that uses globally accepted standards


Optimise your banking menu workflows with .Control

.Control is a cloud-based self-service app that allows you to customise your own USSD, WhatsApp and other banking workflows to improve your overall user-experience. Built for the purpose of rapid deployment, the system allows you to update or create new workflows within minutes, integrating into your core banking systems using an intuitive user interface.

  • Make menu changes that use to take weeks in minutes

  • General staff can manage menu’s without any developer involvement

  • Drag and drop menu items on a user-friendly dashboard

  • Simple code editor interface for adding local validations to USSD

  • Intuitive interface to integrate with .Core banking APIs

  • Up to 6 pre-integrated partner products from over 30 providers

  • Test your workflows via an emulator

  • Access to a library of pre-loaded and customizable USSD flows

  • Easy integration, training and installation to get you started

A single API allows us to integrate seamlessly with your core banking platform

Connect with us

South Africa

100 Edward Street
Manhattan Plaza, Bo Oakdale

T: +27 21 910 7700


Wings Office Complex, East Wing
5th Floor, Level 1
Ozumba Mbadiwe Road
Victoria Island



545 King Street West
M5V 1M1

T: +1 416 902 6554

We’d like to hear from you